Long Term Benefits
Salary Continuation Plan/Short Term Disability
The City provides Short-term Disability coverage for illness or injury that is not job related. This is called "Salary Continuation." It is available for up to 6 months. Employees are eligible for this coverage after successfully completing the new hire probationary period.
Regular full-time employees are eligible for salary continuance after they have been out of work for a non-work related illness or injury (as defined by the plan) for more than 3 consecutive days. Benefits are equal to 2/3 (66.66%) of their weekly pay. Medical documentation is required and the employee will be placed on Family/Medical Leave (per FMLA) in addition to the salary continuation plan.
Long-term Disability insurance coverage is provided to regular full-time employees on their date of hire. It is provided to employees to ensure that if you become disabled (as defined by the plan) and are unable to work as a result of an accident or illness while employed by the City that you will have an income while you are recuperating or if you are permanently disabled according to the plan. The income protection benefit is paid in full for you by the City.
Long-term Disability may begin 6 months after the disability occurs and may be payable until you are age 65 (employee must use short-term disability first). This is subject to periodic review by the insurance company.
Employees may receive 2/3 (66.66%) of their pay up to a maximum of $4,000 a month for a covered disability as defined by the plan.
Long-Term Care Insurance
The City offers regular full-time employees Long-term Care insurance. The City pays for a base plan with the following benefits:
- A monthly benefit of $1,000
- A lifetime benefit of 3 years (or $36,000), and
- An elimination period (or deductible) of 30 days.
- Increase the monthly benefit up to $6,000 (in increments of $1,000)
- Increase the lifetime benefit to 6 years or lifetime
- Guarantee the monthly benefit will grow at 5% annual compounded rate (uncapped).